New Mortgage Rules May 1 2025. This week, the federal government announced much broader changes to mortgage amortizations and insurance rules than indicated in the spring budget, calling them. Revised 2025 mortgage rate forecast.

Lenders make their own choices when it comes to setting interest rates, with each offering. On december 15th, the federal government will roll out mortgage rule changes that make it easier to purchase a home for those taking out insured mortgages.